Notes for Excel
Formatting
Accounting format is best, this shows zero values as blank,
$_(\* #,##0.00_);_(\* (#,##0.00);;_(@_)
For conditionally highlighting every other row, if they have contents, here's the formula.
=AND(MOD(ROW(REF),2),NOT(ISBLANK(REF)))
Conditionally highlihgting every other row regardless is
=MOD(ROW(REF),2)
Fancy Formulas
If you're looking to sum numbers by column or by row for a dynamic array, BYCOL and BYROW is the formula you're looking for.
Stacking arrays is VSTACK or HSTACK, you'll get a bunch of errors if you stack mismatched arrays though.
The new line Char # is
=Char(10)